Buying a Home

Home/Housing Counseling/Buying a Home
Buying a Home 2016-11-30T12:54:28+00:00

Our HUD approved housing counselor will meet with you one-on-one to review your specific needs and outline a plan of action.

Real estate agent and house key

Fair Housing Contact Service (FHCS) is offering monthly FREE Home Buyer Education classes to prospective homebuyers who want more information about purchasing a home.

The next 2-part class is Friday, September 23, 1:00-5:00 PM and Friday, September 30, 1:00-5:00 PM. You must attend BOTH classes to earn a certificate.

Class Location: Portage Metropolitan Housing Authority, 2832 State Route 59, Ravenna, OH 44266

These home-buyer education classes will give you a solid understanding of the home buying process.  The group-learning environment allows for discussion and questions around such topics as money and credit management, the mortgage loan process, shopping for a home, home maintenance, and more.

Pre-registration is required; please contact FHCS at 330-376-6191 to reserve your seat.

Pre-Purchase Counseling

Our HUD approved housing counselor will help you evaluate your credit, set up a budget, and discuss financing options and housing grant opportunities. Together, you will prepare a plan for accomplishing your goals. Counseling consists of meeting in person or over the telephone one-on-one with a counselor. The counselor will focus on credit readiness, affordability, down payment, working with a lender, working with a realtor, selecting a home, offers and closings, and home maintenance.

Prepare for your appointment

You will need the following paperwork filled out prior to your one-on-one homeownership counseling appointment.

Counseling Intake Form

It you are attending your counseling session in person, bring the completed counseling worksheet with you to your appointment. If you are conducting your session by phone, please return it to our office in advance of your appointment and keep a copy for yourself to refer to during the session. Also make sure to have your three most recent pay stubs.

Post-Purchase Counseling

Click Here to get tips on how to maintain your home and pitfalls to avoid as a new home owner.

For information on affordable housing near you, click Here

Font Resize